MODEL BANKABLE PROJECT UNDER SELF EMPLOYMENT SCHEME. MODEL BANKABLE PROJECT ON LIGHT & TENT HOUSE (A) Activity : Light & Tent House (B) Installed capacity : + In terms of income Rs. 1,50,000/= (C) Operational basis : + No. of shifts per day 1 + No. of working days Say 250 (D) Utilities:
+
Power For lighting
+
Water For drinking &
(E) Project particulars: + Land & Building Shed for 400 Sft. housing items of equipment, store etc. (own /rent) + Equipment S.No. Particulars 1. Chairs 2. Tables 3. Shamiana 4. Curfains 5. Coffee Machine 6. Mats 7. Stage/Gates 8. Utensils-Patilas, Kadais etc. 9. Cooking range 10. Tubs 11. Crockery 12. Lighting fiutures 13. Generator 5 KVA
Total cost of equipments Rs. 1,65,000/=
+ Misc. fixed assets Electric fitting & cables etc. Furniture for counter, racks, shelves etc. Total cost of misc. fixed assets Rs. 13,000/=
(F) Employment Potentional Salary per month Manager/Supervisor 1 Self Helper 2 Rs.800 =1600 (G) Working Capital + Working Expenses 1 month 2200 + Project Cost 1. Land & Building On rent 2. Plant & Machinery Rs. 1,65,000/= 3. Mis fixed assets Rs. 13,000/= 4. Contingencies @ 10% on items 2 & 3 Rs. 17,800/= 5. Pre- operative expenses Rs. 2000/= 6. Working capital Rs. 2200/=
Total Rs. 2,00,000/=
(H) Mean of Finance
+ Promotors Contribution @ 5% Rs. 12,500 + Margin Money @ 15% Rs. 30,000 + Capital Subsidy @ 5% Rs. 7,500 + Term Loan @75% Rs. 15,000 Total Rs. 2,00,000 (I) Repayment period + Terms loan is proposed to the repaid in Sixty monthly installments. Interest on terms loan including tax Interest subsidy will be provided by the State Government on the tapering basis i.e. under JKSES /PMRY.
a. During first six months 100% b. One year after first six months 75% c. Next six months 50%
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